A Smarter Way To Borrow.
The Easiest Way To
Pay Down Your Mortgage
Combine your checking account with a first-position line of credit, using an All-In-One™ Loan.
Achieve Financial Freedom Faster
The All-In-One Loan™ is a financial product that combines a first-position line of credit with a checking account, allowing borrowers to manage their mortgage, savings, and day-to-day banking within a single account. This type of loan is designed to provide flexibility, accelerate mortgage payoff, and reduce the overall interest paid on the loan by leveraging the borrower’s income and cash flow.
For example:
If your loan balance is $500,000 and you deposit $15,000 from your paycheck, your new balance becomes $485,000. Interest accrues only on $485,000 until you withdraw funds.
Don’t Pay Cash
For high-achieving individuals like you—business owners, entrepreneurs, and professionals—your mortgage should work for you, not against you. Yet, the traditional 30-year fixed mortgage comes with hidden costs and challenges that may be limiting your financial potential like:
- Kid’s college education.
- Paying excessive interest over time.
- Making mortgage payments at the age of 70?
Justin Borvansky
Loan Officer – NMLS #640487
For the past twenty one years, I have been a Mortgage Loan Officer and have spent the last three years at Edge Home Finance, a company that offers all types of home and commercial loan products to suit every situation. I have access to conventional, VA, FHA, Jumbo, reverse mortgage, DSCR-investment property, bank statement, renovation, and no-income required loans, as well as commercial lending for various property types.
Why All-In-One™?
Save Thousands in Interest Cost
The All-in-One Loan saves tens of thousands of dollars in interest, giving you more financial freedom to grow your wealth.
A Smarter Way To Plan For College Costs
You can efficiently manage cash flow, leading to savings for college expenses and ensuring funds are available when needed.
Eliminate Mortgage Payment Before Retirement
Combine your mortgage and income, make faster payments, and potentially eliminate your mortgage debt before retirement.
How Does This Work?
The loan approval process usually takes 30 days to complete.
Step 1 – Book A 15 15-minute call
- Get A New Payoff Date.
- Get Pre-Qualified for the All-In-One™ Loan.
- Get access to the All-In-One™ Loan Calculator.
Step 2 – I’ll Manage The Paperwork
- Submit documents.
- Get Approved for the All-In-One™ Loan.
Step 3 – On To Financial Freedom
- Deposit income into a first-position line of credit checking account.
Questions?
“It Flips The Way We’ve Been Taught About Finance”
They way ours is structured is, it’s 80% Loan To Value for 5 years, amortized over 30 years, for the next 25 years.
Nathanael Shue – All In One™ Customer
FAQ’s
What is an ALL-In-One™ Loan?
- The All-In-One Loan™ is a privately secured residential home mortgage product.
- Developed by CMG Financial | CMG Home Loans (NMLS# 1820) in June of 2005.
What type of properties can I purchase using the All-In-One™ Loan?
- Single-family residences (SFR), condo’s and 2-4 multi-family
- Home purchases and mortgage refinances (rate-term and cash-out)
- Primary residences, second homes and investment properties
- $3 million maximum loan amount allowance
first-position line of credit
Book A 15 Minute Call?
No other mortgage product does more to lower costs and maximize the benefits of homeownership. Give me 15 minutes and I’ll show you a new payoff date using your current income.
No Credit Check Required.