Put your income to work to reduce mortgage interest expense?
The All-In-One Loan comes with integrated banking, the flow of your income dollars and idle savings are ‘swept’ to the first-position line of credit automatically and used to lower your loan’s daily balance. Daily interest is recomputed nightly based on your loan’s unpaid principal balance. Deposited cash left in the first-position line of credit compounds interest savings and accelerates home pay-off.
Borrowers can save tens, if not hundreds of thousands of dollars in mortgage interest and own their home in half the time or less compared to a traditional loan. The best part is, funds that are deposited and used to pay down principal, as well as equity dollars, remain available for use without needing to refinance over thirty years.
Key Features of the All-In-One Loan
No Fixed Monthly Payment
Unlike traditional mortgages, there is no fixed monthly payment schedule. Instead, borrowers pay based on their outstanding balance, offering greater flexibility.
Combined Loan and Banking Functionality
A mortgage and a transactional checking account. Deposits into the account are automatically applied to the principal balance, reducing the amount of interest owed.
Daily Interest Calculation
Interest is calculated daily on the remaining balance, meaning any deposits (like paychecks or savings) immediately reduce the loan balance and save interest.
Flexible Access to Funds
Interest is calculated daily on the remaining balance, meaning any deposits (like paychecks or savings) immediately reduce the loan balance and save interest.
Achieve Financial Freedom Faster
Book A 15-minute call To Calculate
Your New Payoff Date
- Deposits Reduce the Principal: When you deposit money (e.g., your paycheck) into the All-In-One account, it goes directly toward reducing the loan balance.
- Interest Savings: Since the loan’s interest is calculated on the reduced balance, you save on interest costs before spending the money.
- Withdrawals Are Easy: Funds can be accessed for everyday expenses or major purchases, and the balance adjusts accordingly.
No Credit Check Required.