{"id":5242,"date":"2025-01-22T19:58:45","date_gmt":"2025-01-22T19:58:45","guid":{"rendered":"https:\/\/networkjones.ai\/aio\/?page_id=5242"},"modified":"2026-04-17T14:58:55","modified_gmt":"2026-04-17T14:58:55","slug":"frequently-asked-questions","status":"publish","type":"page","link":"https:\/\/justinborvansky.com\/aio\/frequently-asked-questions\/","title":{"rendered":"Frequently Asked Questions"},"content":{"rendered":"\n
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What happens when I deposit<\/strong><\/span> into the checking account?<\/p><\/i><\/i><\/div>

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Deposits are swept nightly to the first-position line of credit side of the account and applied to loan principal. This makes higher use of idle money in order to save monthly interest expenses on the mortgage, before it\u2019s spent.<\/p>\n<\/div><\/div><\/div>\n\n\n\n

What are the terms of the first-position line of credit<\/strong>?<\/p><\/i><\/i><\/div>

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The All-In-One Loan is a 30-year home equity line of credit with an integrated sweep-checking account. The credit limit is established in underwriting and is based on borrower\u2019s qualifying characteristics. The limit remains unchanged for the first ten years then steps-down each month by 1\/240th for the remaining 20 years until it reaches $0.<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n

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How can I access my money<\/strong> to pay bills?<\/p><\/i><\/i><\/div>

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Deposited cash and home equity dollars become one and remain available for
use 24\/7 over the 30-year term of the first-position line of credit. Money can be accessed through the ATM-VISA cards, by writing checks or paying bills, and transferring funds online through the All In One Loan bank portal and your mobile device.<\/p>\n<\/div><\/div><\/div>\n\n\n\n

How fast can I pay<\/strong> my loan off?<\/p><\/i><\/i><\/div>

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It is up to you! There is no payment schedule to hold you back. All In One
Loan clients typically eliminate more than 10% of their principal balance
annually and are on track to be paid off in half the time or less compared to a
traditional mortgage.<\/p>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n

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Testimonials<\/h2>\n\n\n\n
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\u201cBuild equity so much faster with your home\u201d<\/p>If you have that disciple to pay extra, to your mortgage every month. You are doing your future self a favor by setting this up and getting it paid down quickly.<\/cite><\/blockquote><\/figure>\n\n\n\n

Peter Vander Ploeg<\/strong> \u2013 All In One\u2122 Customer<\/p>\n<\/div>\n\n\n\n

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